12 Things To Keep In A Safe At Home, Not At A Bank

12 Things To Keep In A Safe At Home, Not At A Bank: Many people believe that the safest place to store a bank safe deposit box of valuable items. After all, banks have the best 24 hour security and alarm systems.
But in a safe deposit box contents rarely are items in your home, insurance while your homeowner or tenant's insurance policy usually are covered by.

Also, not a safe deposit box in your cash is covered under the FDIC insurance. FDIC's deposit accounts held in banks only, not the contents of his safe deposit box, but does ensure.

Finally, the original copies of documents that you store, spare keys for instant passport, wills, funerary instructions in a safe deposit box, etc require such access, it is not a good idea. Bank safe deposit box are available during operating hours only branch and boxes are usually sealed when the Bank receives a notice of death. To open a sealed safe deposit box, estate representatives Bank court papers are required to provide.

For these reasons, it is a good idea to buy a fireproof safe in your home. What you should put in it? Here are a dozen tips:

1. property insurance policies and agent contact information. You need this information immediately if your home suffers damage and you know how to file a claim.

2. passport or original birth certificate. It is a place for trouble and come in handy when traveling with kids can be set to identify.

3. family doctor, prescription drugs, and all pharmacies to use a list of contact information. You need these medicines for new supply that you can use on a regular basis.

4. CD or an external hard drive in which all the family photos digital copies. All extended family photos scanned and keep a digital copy from them as well as it is a good idea. Photos at your family memories are irreparable.

5. safe deposit box keys. If you have a bank safe deposit box to store valuables, you make sure that you have a safe place to keep the keys in it want to.

6. important investments, retirement plans, bank accounts, and for related papers associated contact information. You will also be on hand for use in an emergency to keep some cash ready.

7. your outstanding debt, due date, and contact information. It is important to monitor your finances and to safeguard your credit, in the event you are displaced by a fire.

[Also see: popular tax breaks you can count on in 2012]

8. basic social security card. These take place and benefit eligibility need to be set up.

9. important legal documents including copies of powers of Attorney, living wills, and health care proxies, both for myself and anyone else you named are in fact counsel for rent or health care. To use after they were created to provide security to ensure can help.

10. Wills and all willing you are to designate the copy Manager. As these have access to safe deposit box it is important that notification of the death of the owner usually box closed on.

11. valuables: jewelry, coins, cash, etc that you might want to use from time to time.

12. spare key for all vehicles and title. It is known, in the case where the copies that you need them.